Insurers Complaints UK 2026

Which UK insurers receive the most complaints? FCA data on complaint volumes and rates across car, home, travel and life insurance, plus Ombudsman uphold rates.

Company Total Complaints Rate (per 1,000 policies) Ombudsman Uphold Trend
Zurich 12,430 176.0 → Stable
Munich Re Digital Partners 10,315 83.1 → Stable
Exeter Family Friendly 2,100 68.7 → Stable
Complete Cover Group 1,154 30.9 → Stable
AXA Health 40,221 12.3 → Stable
ManyPets 6,517 11.5 → Stable
Call Assist 1,456 8.2 → Stable
Bupa 55,609 8.2 → Stable
Hastings Direct 39,566 7.8 → Stable
Budget Insurance 23,207 7.4 → Stable
Carole Nash 5,355 7.2 → Stable
Casualty & General Insurance 1,934 7.2 → Stable
Insurance Factory 2,574 6.3 → Stable
First Central Insurance 18,237 6.3 → Stable
Starr Insurance 2,158 6.1 → Stable
Fortegra 6,911 6.1 → Stable
Atlanta Insurance 17,205 5.9 → Stable
Saga Insurance 14,894 5.8 → Stable
Vitality 20,781 5.2 → Stable
Aioi Nissay Dowa Insurance 3,090 5.1 → Stable
Howserv 6,562 5.0 → Stable
QBE Insurance 1,757 4.7 → Stable
Domestic & General 111,912 4.6 → Stable
Direct Line 75,512 4.5 → Stable
AXA 46,078 4.1 → Stable
O2 Insurance 5,574 4.1 → Stable
I Go 4 1,923 3.8 → Stable
HomeServe 4,675 3.7 → Stable
ReAssure 10,014 3.6 → Stable
Somerset Bridge Insurance 2,944 3.6 → Stable
Admiral 124,307 3.5 → Stable
Pinnacle Insurance 6,646 3.4 → Stable
AA Insurance 13,569 3.3 → Stable
Avantia Insurance 2,241 3.2 → Stable
Prudential 20,055 3.0 → Stable
Aviva 156,054 3.0 → Stable
NFU Mutual 10,077 2.8 → Stable
Adrian Flux 5,040 2.7 → Stable
ERGO Travel Insurance 8,714 2.6 → Stable
esure 22,746 2.6 → Stable
Sabre Insurance 1,322 2.6 → Stable
Industry Average 7.4
Phoenix Life 35,483 2.5 → Stable
Covea Insurance 5,042 2.5 → Stable
Hood Travel 1,525 2.4 → Stable
MetLife 2,190 2.4 → Stable
Asurion 3,137 2.2 → Stable
Accredited Insurance 8,383 2.2 → Stable
Gallagher Insurance 2,004 2.1 → Stable
LV= 26,731 2.1 → Stable
Intact Insurance 11,814 2.0 → Stable
Advisory Insurance Brokers 1,333 2.0 → Stable
Tradex Insurance 7,943 2.0 → Stable
Aegon UK 11,891 2.0 → Stable
Scottish Widows 15,448 1.9 → Stable
Simply Business 2,604 1.9 → Stable
Castelan Group 1,487 1.7 → Stable
One Call Insurance 5,962 1.7 → Stable
Qmetric 7,119 1.5 → Stable
AXA Assistance 15,502 1.5 → Stable
Tesco Bank Insurance 5,336 1.4 → Stable
Ageas 10,748 1.2 → Stable
Assurant 13,556 1.2 → Stable
Car Care Plan 1,768 1.2 → Stable
Rothesay Life 1,122 1.1 → Stable
Millennium Insurance 1,093 1.0 → Stable
Simplyhealth 4,217 1.0 → Stable
Legal & General 8,896 0.9 → Stable
Highway Insurance 1,224 0.9 → Stable
Evolution Insurance 1,161 0.8 → Stable
RAC Insurance 18,901 0.8 → Stable
Acromas Insurance 3,621 0.7 → Stable
Canada Life 1,060 0.7 → Stable
Lloyd's of London 11,425 0.7 → Stable
Allianz 5,797 0.6 → Stable
AmTrust Financial Services 3,970 0.5 → Stable
NHBC 1,517 0.5 → Stable
Astrenska Insurance 5,345 0.5 → Stable
ARAG Legal 5,704 0.5 → Stable
Helvetia Insurance 1,932 0.5 → Stable
AIG 1,884 0.2 → Stable
Chubb 8,875 0.0 → Stable
West Bay Insurance 1,054 0.0 → Stable

Rankings are based on official UK regulator data. Complaint rates are calculated per 1,000 policies. Read our full methodology →