RAC Insurance Complaints

RAC Insurance has one of the lowest complaint rates in the insurers sector.

1/5 — Excellent

What customers experience

RAC Insurance received 17,549 complaints in the 2025-01-01 to 2025-06-30 reporting period -- that is roughly 0.8 complaints per 1,000 policies, which is below the sector average of 436.9. Compared to other insurers, RAC Insurance receives fewer complaints per customer.

Total Complaints

17,549

In 2025-01-01 to 2025-06-30

Rate (per 1,000 policies)

0.8

Sector Average

436.9

per 1,000 policies

Complaints by Product

Product Complaints Share
Insurance & pure protection 17,549 100.0%

How does RAC Insurance compare?

RAC Insurance
0.75
0.65

Complaint rate per 1,000 policies

Bottom Line

If you are considering RAC Insurance, their complaint record is reassuring. They perform better than most insurers and customers are less likely to need to escalate issues. That said, no company is perfect -- if something does go wrong, you have the right to complain.

About This Data

Data sourced from official UK regulators for the period 2025-01-01 to 2025-06-30. Complaint rates are calculated per 1,000 policies. Ombudsman uphold rate from the Financial Ombudsman Service. Full methodology