Direct Line Complaints

Direct Line receives more complaints than most insurers.

4/5 — Poor

What customers experience

Direct Line received 87,727 complaints in the 2025-01-01 to 2025-06-30 reporting period -- that is roughly 5.1 complaints per 1,000 policies, which is below the sector average of 436.9. Compared to other insurers, Direct Line receives fewer complaints per customer.

Total Complaints

87,727

In 2025-01-01 to 2025-06-30

Rate (per 1,000 policies)

5.1

Sector Average

436.9

per 1,000 policies

Complaints by Product

Product Complaints Share
Insurance & pure protection 87,308 99.5%

How does Direct Line compare?

Direct Line
5.12
5.13

Complaint rate per 1,000 policies

How to Complain About Direct Line

Complaints Contact Details

Post

Direct Line Complaints, Churchill Court, Westmoreland Road, Bromley, BR1 1DP

Steps to Escalate Your Complaint

1

Contact Direct Line complaints team

Call 0345 246 8704 or submit a complaint through the website. Direct Line will acknowledge your complaint and investigate.

2

Wait for a final response or request a deadlock letter

Direct Line has 8 weeks to resolve your complaint. If they issue a final response you disagree with, or the deadline passes, you can escalate.

3

Escalate to the Financial Ombudsman Service

If your complaint is unresolved after 8 weeks, or you have a final response letter, contact the Financial Ombudsman at financial-ombudsman.org.uk or call 0800 023 4567.

Need to write a complaint letter?

Generate a free, professional complaint letter for Direct Line. We'll pre-fill the details — just describe what happened.

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Direct Line must respond to your complaint within 8 weeks. If they don't resolve it, you can escalate to the Financial Ombudsman Service.

Bottom Line

Direct Line receives more complaints than most insurers, which is worth knowing if you are thinking about switching. Existing customers who have had problems should know that the data backs up their experience -- you are not being unreasonable. Consider using our complaint letter generator below.

About This Data

Data sourced from official UK regulators for the period 2025-01-01 to 2025-06-30. Complaint rates are calculated per 1,000 policies. Ombudsman uphold rate from the Financial Ombudsman Service. Full methodology