Scottish Friendly Complaints

Scottish Friendly has an average complaint rate for the banks sector.

3/5 — Average

What customers experience

Scottish Friendly received 2,053 complaints in the 2025-07-01 to 2025-12-31 reporting period -- that is roughly 1.7 complaints per 1,000 accounts, which is below the sector average of 8.1. Compared to other banks, Scottish Friendly receives fewer complaints per customer.

Total Complaints

2,053

In 2025-07-01 to 2025-12-31

Rate (per 1,000 accounts)

1.7

Sector Average

8.1

per 1,000 accounts

Complaints by Product

Product Complaints Share
Investments 763 37.2%
Insurance & pure protection 696 33.9%
Decumulation & pensions 594 28.9%

How does Scottish Friendly compare?

Scottish Friendly
1.72
1.69
1.93

Complaint rate per 1,000 accounts

Bottom Line

Scottish Friendly sits in the middle of the pack for complaints. They are not the worst, but they are not the best either. If you are already a customer and things are working fine, there is no particular cause for concern. But if you are choosing a new provider, it is worth comparing them against lower-complaint alternatives.

About This Data

Data sourced from official UK regulators for the period 2025-07-01 to 2025-12-31. Complaint rates are calculated per 1,000 accounts. Ombudsman uphold rate from the Financial Ombudsman Service. Full methodology