Bank of Ireland UK Complaints

Bank of Ireland UK is among the worst-performing banks for complaints.

5/5 — Terrible

What customers experience

Bank of Ireland UK received 6,319 complaints in the 2025-01-01 to 2025-06-30 reporting period -- that is roughly 4.7 complaints per 1,000 accounts, which is below the sector average of 7.4. Compared to other banks, Bank of Ireland UK receives fewer complaints per customer.

Total Complaints

6,319

In 2025-01-01 to 2025-06-30

Rate (per 1,000 accounts)

4.7

Sector Average

7.4

per 1,000 accounts

Complaints by Product

Product Complaints Share
Banking and credit cards 4,407 69.7%
Home finance 1,848 29.2%
Insurance & pure protection 64 1.0%

How does Bank of Ireland UK compare?

Bank of Ireland UK
4.72
4.9

Complaint rate per 1,000 accounts

Bottom Line

Bank of Ireland UK is among the most complained-about banks in the UK. If you have been frustrated with their service, the data confirms your experience is widely shared. We would encourage you to make a formal complaint and escalate to the ombudsman if needed. If you are considering switching to Bank of Ireland UK, this record is worth factoring into your decision.

About This Data

Data sourced from official UK regulators for the period 2025-01-01 to 2025-06-30. Complaint rates are calculated per 1,000 accounts. Ombudsman uphold rate from the Financial Ombudsman Service. Full methodology