American Express Complaints

American Express receives more complaints than most banks.

4/5 — Poor

What customers experience

American Express received 25,905 complaints in the 2025-01-01 to 2025-06-30 reporting period -- that is roughly 4.0 complaints per 1,000 accounts, which is below the sector average of 7.4. Compared to other banks, American Express receives fewer complaints per customer.

Total Complaints

25,905

In 2025-01-01 to 2025-06-30

Rate (per 1,000 accounts)

4.0

Sector Average

7.4

per 1,000 accounts

Complaints by Product

Product Complaints Share
Banking and credit cards 25,560 98.7%
Insurance & pure protection 345 1.3%

How does American Express compare?

American Express
4.02
4.06

Complaint rate per 1,000 accounts

Bottom Line

American Express receives more complaints than most banks, which is worth knowing if you are thinking about switching. Existing customers who have had problems should know that the data backs up their experience -- you are not being unreasonable. Consider using our complaint letter generator below.

About This Data

Data sourced from official UK regulators for the period 2025-01-01 to 2025-06-30. Complaint rates are calculated per 1,000 accounts. Ombudsman uphold rate from the Financial Ombudsman Service. Full methodology