Swift 1st Complaints
Swift 1st is among the worst-performing banks for complaints.
What customers experience
Swift 1st received 1,278 complaints in the 2025-04-01 to 2025-09-30 reporting period -- that is roughly 108.5 complaints per 1,000 accounts, which is above the sector average of 8.1. If you have had a bad experience with Swift 1st, you are not alone.
Total Complaints
1,278
In 2025-04-01 to 2025-09-30
Rate (per 1,000 accounts)
108.5 →
Sector Average
8.1
per 1,000 accounts
Complaints by Product
| Product ↕ | Complaints ↕ | Share |
|---|---|---|
| Home finance | 1,278 | 100.0% |
How does Swift 1st compare?
Complaint rate per 1,000 accounts
Bottom Line
Swift 1st is among the most complained-about banks in the UK. If you have been frustrated with their service, the data confirms your experience is widely shared. We would encourage you to make a formal complaint and escalate to the ombudsman if needed. If you are considering switching to Swift 1st, this record is worth factoring into your decision.
About This Data
Data sourced from official UK regulators for the period 2025-04-01 to 2025-09-30. Complaint rates are calculated per 1,000 accounts. Ombudsman uphold rate from the Financial Ombudsman Service. Full methodology